- 20 May 2026
- Komal Chauhan
How To Get Rid of a Hail-Damaged Car in Melbourne
Melbourne's unpredictable weather means hail damage is a reality for thousands of car owners every year. If your car has been pelted by a severe storm and your insurer has written it off — or if you simply don't want to deal with the repair costs — here are your options.
Option 1: Insurance claim and write-off
- If your car is comprehensively insured, lodge a claim immediately after a hail event.
- If the repair cost exceeds the vehicle’s market value, your insurer may declare it a total loss (write-off).
- In this case, the insurer takes the car and pays you the agreed market value.
- You retain the right to buy back a written-off vehicle in some cases — but be aware of repairable write-off vs statutory write-off distinctions under VicRoads rules.
Option 2: Sell for cash to a car removal company
- If you’re uninsured, or if you’d prefer not to go through an insurer, selling to a cash-for-cars company like Fast Auto Car Removal is the fastest option.
- We buy hail-damaged vehicles regardless of extent — dimpled panels, smashed glass, damaged bonnet and roof included.
- You receive cash on the spot and the car is towed away for free.
Option 3: Private sale
- Hail-damaged cars can be sold privately, but expect significantly reduced offers and a longer time on market.
- You’ll need to disclose the damage honestly to prospective buyers.
Which option is best?
- For speed and simplicity: cash removal is the fastest path.
- For maximum return: an insurance claim (if covered) typically yields the highest payout.
- For control: private sale gives you flexibility but takes the most time.
Hail-damaged car? We’ll take it off your hands today. Call 0499 774 336 for an instant offer.